Own The Road On Your Own Terms

We Care Auto Financing

Get yourself the vehicle you need, even if traditional financing isn't an option. We Care Finance offers direct, accessible auto financing for all, regardless of credit score.

passenger looking out car window driving down road in forest

What is We Care Financing?

YOUR PATH TO VEHICLE OWNERSHIP

Our direct financing program is designed for individuals who may not qualify for standard bank loans. We use our own capital to help you get mobile, where you can find perfect ride from our in-house inventory, or one of our partner dealerships.

Enjoy flexible terms and the freedom to choose the vehicle that suits your needs.

Build Your Credit With We Care

Unlike traditional auto financing, our direct private financing is funded by us, giving you not only access to the vehicle you need but also the opportunity to improve your credit score.

For those who may have struggled with their credit in the past, We Care Finance provides a tailored solution with the additional benefit of rebuilding your credit profile.

Enhance Your Credit Profile

By successfully paying back your vehicle financing plan, you demonstrate responsible borrowing behavior, which can raise your credit score over time. This can result in more favorable loan terms, lower interest rates, and greater financial freedom in the future.

Direct Impact

Since we finance the loan directly, you can be assured that your credit-building efforts are supported by We Care. We Care offers a structured payment plan that can enhance your credit more effectively when payments are made on time.

No Bank Involvement

Since this is a direct loan, there’s no reliance on traditional banks. This means that even if you’ve been declined elsewhere, we offer a unique opportunity to secure a loan and begin rebuilding your credit.

Structured Plan

With a structured and clear payment plan, We Care Finance helps you make consistent, scheduled payments. These timely payments are reported to credit bureaus, helping you establish or rebuild your credit profile.

Get on the road in a few simple steps

1. Find Your Ride

Choose from our wide inventory or inquire with us to choose from a partner dealership's options

2. Apply Online

Fill out our simple online application form with the required information & relax.

3. Get Approved

We process applications quickly, with approvals made in as little as 72 hours

4. Hit The Road

Finalize your paperwork, and take control of your vehicle with a manageable payment plan.

5. Improve Your Credit

Make your payments on time & watch your credit improve!

Frequently asked questions

If you can't find the answer you're looking for, feel free to reach out us.

Contact us
  • How do I apply?

    Simply complete our online application form, and we’ll guide you through the rest.

  • Is there a minimum credit score required?

    We Care Wallet is designed to accommodate a wide range of financial situations. Apply today to find out how we can help.

  • Can I apply without a down payment?

    Yes, our vehicle financing options do not require a down payment, but you may put a down payment on your vehicle, should you choose to.

  • What vehicles are eligible?

    We provide financing for a wide selection of vehicles. You can browse our inventory here, or browse the inventory here, or browse the inventory of one our partners. Choose the one that fits your needs and budget.

  • How long does it take to get approved?

    We aim to process and approve your application within 72 hours, so you can get on the road quickly.

  • What if I need help to complete my application?

    No problem! Fill out your application with the information that you have available & we’ll get in touch to assist you with the rest of the process.

Accelerate Your Sales With We Care Wallet

PRIVATE VEHICLE FINANCING FOR DEALERSHIPS

Grow your dealership's client base faster & easier with We Care Finance & Wallet. Our flexible financing options enable more customers to drive away happy, funding more units faster and increasing satisfaction rates.